Have you received text message or phone call from ccsnotice.com informing you of a debt you don’t owe? You’re not alone! Ccsnotice.com which is also known as Credit Collection Services has been labelled ‘scam’ ‘dubious’ ‘fraudulent’ by lots of people. They also operate under the websites; ccspayment.com and self-service.ccusa.com
Is ccsnotice.com Scam?
Though Ccsnotice.com parent company ‘Credit Collection Services’ was founded in 1969, it doesn’t have a good reputation online. It engages in a debt collection fraud that uses threatening messages to coerce people into paying non-existing debts that doesn’t appear on credit reports. These could be debts already covered by insurance and When people check their credit it doesn’t appear.
What to do If You’re being Harassed by ccsnotice.com
The first thing you should do is request for a document that shows the debt is really yours. The request letter should be titled ‘Debt Validation Letter’. By law, you have the right to validate an alleged debt. Credit Collection Services have 30 days to prove to you that the debt is really yours. and the total amount is accurate.
Once you receive the proof document, ensure that the total amount is accurate. If it is correct then you can contact the original loan provider, then negotiate a payment plan. On the other hand, if you’ve never heard about the supposed company you’re owing, clearly let ccsnotice.com know you don’t owe such debt. Then submit a complaint with the Federal Trade Commission or you can contact your state Attorney General’s office
Frequently Asked Questions
- Is ccsnotice.com a scam?
There have been complaints from various people stating that Ccsnotice.com is a scam because they were given a debt they never owed. It’s best to verify and validate the debt before making payment.
- How do I dispute Ccsnotice com?
After confirming the debt, you should opt for professional credit repair services for their expertise. Negotiating directly with CCS Collection may not improve your credit report.
- What should I do If I’ve a notice from Ccsnotice.com?
You should ask for a debt validation letter to get full details about the debt and find out if it is really yours.
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Nora