Many people have been receiving phone calls and voicemail messages claiming to be from the JM Legal team about unpaid debts that are supposedly overdue. It’s a scam! Their goal is to trick you into sharing your personal information. Here’s how you can protect yourself and avoid falling victim to this fraud.
What Are JM Legal Team Scam Calls?
JM Legal team scam calls are fake calls where people pretend to be from a legal company called JM Legal. They say you owe money and need to pay it right away to avoid getting into legal trouble.
The main goal of these calls is to scare you into either paying them or giving away your personal information.
How the Scam Works
This scam tries to scare you into paying a debt that doesn’t exist. Here’s how it works:
Frequent Calls and Threats
They call you constantly, threatening to report you to credit agencies or take legal action if you don’t pay.
No Proof of Debt
When you ask for proof that the debt is yours, they avoid giving it. Legitimate debt collectors must provide this, but scammers won’t because there is no real debt.
Fake Website
They send you to a website that was quickly set up, has no contact information, and just shows an amount they claim you owe. This is designed to pressure you into paying online.
Hard to Reach a Real Person
After you speak to them once, it becomes impossible to talk to a real person again. This is purely to push you to pay without questioning too much.
Spoofed Numbers
Even if you block their calls, they’ll use different numbers with local area codes, making it seem like a legitimate call.
How to Protect Yourself
- Call the Actual Company: If they claim you owe money to a company (like Discover or HSBC), contact that company’s Fraud Department and ask them to check your account using your Social Security Number. This will confirm whether you owe anything.
- Check Your Credit Report: Use free credit monitoring apps (like Credit Wise) to check your credit report. This will confirm if any debt is actually affecting your credit.
- Don’t Pay Them: No matter how much they pressure you, do not pay anything. It’s a scam to steal your money.
- If you get scam calls from JM Legal, report them to the FTC at https://reportfraud.ftc.gov/
Also read: GamesCard.net Legit? What You Need To Know Before Signing Up
Samantha